Is York County, NE in a flood zone?
FEMA's National Risk Index puts York County's flood hazard at the 25th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
York County's flood-insurance compliance gap
Out of 340 homes FEMA counts inside York County's mapped flood zone, 49 carry the flood policy federal law requires there — 14.4% compliance, short of full coverage. Across all residential structures in York County, not just the ones FEMA mandates, 0.7% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
York County against the rest of the country
York County sits at rank 2401 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2130 of 3144 by population (1 is biggest). York County, Nebraska is home to about 14,375 people across 572.516 square miles of land.
Your street may differ from York County's average
FEMA counts 8,192 residential structures in York County overall, 54 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed York County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.