What this site is

FloodZoneCheck reports county-level flood hazard scores and flood insurance uptake data from FEMA and NFIP public datasets. It is informational only and is not a substitute for an official FEMA flood zone determination for a specific property, which only FEMA's Flood Map Service Center or a licensed surveyor can provide.

No warranty on the figures

Every figure traces to a named public dataset, but FEMA's own data has known gaps — a missing structure-count denominator for roughly a quarter of counties, documented in the data quality guide — and county-level figures cannot describe any one address. Nothing on this site is guaranteed to match the flood zone or insurance requirement that applies to a specific property, and no result here should be the sole basis for a purchase, insurance, or mortgage decision.

No professional advice

Nothing on this site is insurance, financial, engineering, or legal advice. Whether flood insurance is legally required for a specific property should be confirmed with your mortgage lender or FEMA's Flood Map Service Center, not assumed from this site's county-level estimate.

Content and links

Site content and the underlying data presentation are the property of FloodZoneCheck unless otherwise noted. External links, including to FEMA's Flood Map Service Center, are provided for convenience; FloodZoneCheck does not control and is not responsible for third-party sites it links to.

Changes

These terms may be updated as the site changes. Continued use after an update means you accept the current version.