Wyoming County, PA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Wyoming County scores at the 69.2th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.4 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Wyoming County
Out of 650 homes FEMA counts inside Wyoming County's mapped flood zone, 155 carry the flood policy federal law requires there — 23.9% compliance, short of full coverage. Looking beyond the mandated zone, 1.7% of all residential structures in Wyoming County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Wyoming County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Wyoming County ranks 1009 — 1 being the highest hazard nationally — and 1594 by population among all 3144 counties covered here, where 1 is the largest. About 25,771 people live in Wyoming County, Pennsylvania, spread over 397.258 square miles.
What to do next if you own or are buying in Wyoming County
FEMA counts 12,001 residential structures in Wyoming County overall, 198 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Wyoming County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.