Wright County, MO: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Wright County scores at the 62.3th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 4.9 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Out of 66 homes FEMA counts inside Wright County's mapped flood zone, 2 carry the flood policy federal law requires there — 3% compliance, short of full coverage. Looking beyond the mandated zone, 0% of all residential structures in Wright County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Wright County ranks
Among the 3144 US counties FEMA scores for flood hazard, Wright County ranks 1237 — 1 being the highest hazard nationally — and 1859 by population among all 3144 counties covered here, where 1 is the largest. About 19,505 people live in Wright County, Missouri, spread over 681.775 square miles.
What to do next if you own or are buying in Wright County
3 of Wright County's 8,925 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Wright County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.