Wright County, IA flood risk explained
Flood hazard in Wright County sits at the 35.1th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.9 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Wright County's flood-insurance compliance gap
Out of 97 homes FEMA counts inside Wright County's mapped flood zone, 12 carry the flood policy federal law requires there — 12.4% compliance, short of full coverage. Looking beyond the mandated zone, 0.3% of all residential structures in Wright County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Wright County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Wright County ranks 2103 — 1 being the highest hazard nationally — and 2239 by population among all 3144 counties covered here, where 1 is the largest. Wright County, Iowa covers 580.412 square miles and counts roughly 12,729 residents.
What to do next if you own or are buying in Wright County
16 of Wright County's 5,540 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Wright County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.