Is Worth County, GA in a flood zone?
FEMA's National Risk Index puts Worth County's flood hazard at the 26th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Worth County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Worth County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 15.2% of them do — 39 active policies against 256 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Worth County, not just the ones FEMA mandates, 0.7% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Worth County compares nationally
Worth County sits at rank 2373 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1812 of 3144 by population (1 is biggest). About 20,262 people live in Worth County, Georgia, spread over 570.7 square miles.
Your street may differ from Worth County's average
FEMA counts 7,348 residential structures in Worth County overall, 53 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Worth County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.