Wood County, TX: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Wood County scores at the 59.3th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.3 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Out of 215 homes FEMA counts inside Wood County's mapped flood zone, 32 carry the flood policy federal law requires there — 14.9% compliance, short of full coverage. Looking beyond the mandated zone, 0.3% of all residential structures in Wood County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Wood County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Wood County ranks 1338 — 1 being the highest hazard nationally — and 1024 by population among all 3144 counties covered here, where 1 is the largest. About 48,742 people live in Wood County, Texas, spread over 645.245 square miles.
Your street may differ from Wood County's average
63 of Wood County's 18,429 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Wood County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.