Wolfe County, KY Flood Zone & Flood Risk Data
Wolfe County, KY: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Wolfe County scores at the 42.6th percentile for flood hazard, rated "Relatively Low", below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast, FEMA's model puts a flood event here at about 1.2 times a year. This describes the county, not any one street, FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Out of 122 homes FEMA counts inside Wolfe County's mapped flood zone, 0 carry the flood policy federal law requires there, 0% compliance, short of full coverage. Looking beyond the mandated zone, 0% of all residential structures in Wolfe County carry flood coverage voluntarily or otherwise, relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Wolfe County ranks
Among the 3144 US counties FEMA scores for flood hazard, Wolfe County ranks 1868, 1 being the highest hazard nationally, and 2708 by population among all 3144 counties covered here, where 1 is the largest. Wolfe County, Kentucky is home to about 6,364 people across 222.159 square miles of land.
Checking a specific address in Wolfe County
0 of Wolfe County's 3,374 residential structures carry flood coverage of some kind, per FEMA's latest count, useful context, not a substitute for checking one parcel.
Where Wolfe County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.