Wolfe County, KY: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Wolfe County scores at the 42.6th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.2 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Out of 122 homes FEMA counts inside Wolfe County's mapped flood zone, 0 carry the flood policy federal law requires there — 0% compliance, short of full coverage. Looking beyond the mandated zone, 0% of all residential structures in Wolfe County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Wolfe County ranks
Among the 3144 US counties FEMA scores for flood hazard, Wolfe County ranks 1868 — 1 being the highest hazard nationally — and 2708 by population among all 3144 counties covered here, where 1 is the largest. Wolfe County, Kentucky is home to about 6,364 people across 222.159 square miles of land.
Checking a specific address in Wolfe County
0 of Wolfe County's 3,374 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Wolfe County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.