How much flood risk does Winkler County actually carry?
Winkler County lands at the 4.6th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Winkler County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Winkler County, not just the ones FEMA mandates, 0% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Winkler County compares nationally
Winkler County sits at rank 3005 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2627 of 3144 by population (1 is biggest). Winkler County, Texas is home to about 7,381 people across 841.269 square miles of land.
Your street may differ from Winkler County's average
FEMA counts 3,420 residential structures in Winkler County overall, 0 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Winkler County's numbers. See the data quality guide for why Winkler County, like hundreds of other counties, doesn't get a clean compliance percentage.