Wilcox County, AL flood risk explained
Flood hazard in Wilcox County sits at the 53.1th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Wilcox County's flood-insurance compliance gap
6.3% of the homes FEMA requires to carry flood insurance in Wilcox County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 34 policies against 544 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.8% of all residential structures in Wilcox County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Wilcox County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Wilcox County ranks 1538 — 1 being the highest hazard nationally — and 2415 by population among all 3144 counties covered here, where 1 is the largest. About 9,865 people live in Wilcox County, Alabama, spread over 887.858 square miles.
Checking a specific address in Wilcox County
FEMA counts 4,707 residential structures in Wilcox County overall, 38 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Wilcox County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.