Wilbarger County, TX flood risk explained
Flood hazard in Wilbarger County sits at the 13.5th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Wilbarger County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.3% of all residential structures in Wilbarger County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Wilbarger County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Wilbarger County ranks 2747 — 1 being the highest hazard nationally — and 2255 by population among all 3144 counties covered here, where 1 is the largest. Wilbarger County, Texas covers 970.946 square miles and counts roughly 12,455 residents.
What to do next if you own or are buying in Wilbarger County
Across all of Wilbarger County's 4,744 residential structures, 13 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Wilbarger County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Wilbarger County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.