Is Wheeler County, GA in a flood zone?
FEMA's National Risk Index puts Wheeler County's flood hazard at the 10.2th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
Out of 84 homes FEMA counts inside Wheeler County's mapped flood zone, 9 carry the flood policy federal law requires there — 10.7% compliance, short of full coverage. Across all residential structures in Wheeler County, not just the ones FEMA mandates, 0.5% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Wheeler County ranks
Wheeler County sits at rank 2840 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2654 of 3144 by population (1 is biggest). Wheeler County, Georgia covers 295.493 square miles and counts roughly 7,076 residents.
Your street may differ from Wheeler County's average
12 of Wheeler County's 2,602 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Wheeler County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.