Wexford County, MI: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Wexford County scores at the 45th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Wexford County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.3% of all residential structures in Wexford County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Wexford County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Wexford County ranks 1790 — 1 being the highest hazard nationally — and 1325 by population among all 3144 counties covered here, where 1 is the largest. Wexford County, Michigan is home to about 34,460 people across 564.924 square miles of land.
Your street may differ from Wexford County's average
FEMA counts 15,800 residential structures in Wexford County overall, 40 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Wexford County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Wexford County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.