Webster County, WV: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Webster County scores at the 60.5th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.5 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Webster County
6.4% of the homes FEMA requires to carry flood insurance in Webster County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 50 policies against 786 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 1.4% of all residential structures in Webster County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Webster County ranks
Among the 3144 US counties FEMA scores for flood hazard, Webster County ranks 1301 — 1 being the highest hazard nationally — and 2578 by population among all 3144 counties covered here, where 1 is the largest. About 7,947 people live in Webster County, West Virginia, spread over 553.47 square miles.
Your street may differ from Webster County's average
59 of Webster County's 4,157 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Webster County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.