How much flood risk does Webster County actually carry?
Webster County lands at the 2.7th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 5 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Webster County
Homes with a federally backed mortgage inside Webster County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 50% of them do — 1 active policies against 2 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Webster County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Webster County compares nationally
Webster County sits at rank 3066 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 3015 of 3144 by population (1 is biggest). Webster County, Georgia covers 209.657 square miles and counts roughly 2,315 residents.
Your street may differ from Webster County's average
1 of Webster County's 964 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Webster County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.