Wayne County, WV Flood Zone & Flood Risk Data
Wayne County, WV: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Wayne County scores at the 89.2th percentile for flood hazard, rated "Relatively Moderate", a middling flood hazard by national standards. The hazard here is driven by inland rivers and flash flooding rather than the coast, FEMA's model puts a flood event here at about 2.3 times a year. That's a county-wide figure, not a per-address one, FEMA's parcel maps are a live lookup, not a bulk file.
Wayne County's flood-insurance compliance gap
8.5% of the homes FEMA requires to carry flood insurance in Wayne County, those inside the mapped Special Flood Hazard Area, actually have a policy in force: 139 policies against 1,627 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 1% of all residential structures in Wayne County carry flood coverage voluntarily or otherwise, relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Wayne County ranks
Among the 3144 US counties FEMA scores for flood hazard, Wayne County ranks 358, 1 being the highest hazard nationally, and 1249 by population among all 3144 counties covered here, where 1 is the largest. Wayne County, West Virginia covers 506.005 square miles and counts roughly 37,589 residents.
Checking a specific address in Wayne County
Across all of Wayne County's 16,705 residential structures, 161 carry an NFIP policy today, a county-wide count that still can't tell you one address's own mapped zone.
Where Wayne County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.