Ware County, GA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Ware County scores at the 46.1th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Ware County
13.7% of the homes FEMA requires to carry flood insurance in Ware County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 94 policies against 684 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.8% of all residential structures in Ware County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Ware County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Ware County ranks 1756 — 1 being the highest hazard nationally — and 1289 by population among all 3144 counties covered here, where 1 is the largest. About 36,222 people live in Ware County, Georgia, spread over 899.361 square miles.
Your street may differ from Ware County's average
Across all of Ware County's 15,482 residential structures, 119 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Ware County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.