Wakulla County, FL flood risk explained
Flood hazard in Wakulla County sits at the 61.2th national percentile, a middling flood hazard by national standards; driven by coastal storm surge rather than inland rivers — FEMA's model puts a surge event here at about 4.5 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Wakulla County
29.8% of the homes FEMA requires to carry flood insurance in Wakulla County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 982 policies against 3,291 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 8.2% of all residential structures in Wakulla County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Wakulla County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Wakulla County ranks 1276 — 1 being the highest hazard nationally — and 1257 by population among all 3144 counties covered here, where 1 is the largest. About 37,115 people live in Wakulla County, Florida, spread over 606.42 square miles.
Checking a specific address in Wakulla County
Across all of Wakulla County's 13,721 residential structures, 1,131 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Wakulla County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Wakulla County's coastal exposure is covered in the coastal vs. inland flood risk guide, including how storm surge risk differs from river flooding.