Is Vernon Parish, LA in a flood zone?
FEMA's National Risk Index puts Vernon Parish's flood hazard at the 66.6th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Vernon Parish
22.2% of the homes FEMA requires to carry flood insurance in Vernon Parish — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 133 policies against 600 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Vernon Parish, not just the ones FEMA mandates, 1.7% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Vernon Parish against the rest of the country
Vernon Parish sits at rank 1095 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1076 of 3144 by population (1 is biggest). Vernon Parish, Louisiana covers 1,326.728 square miles and counts roughly 45,819 residents.
Checking a specific address in Vernon Parish
Across all of Vernon Parish's 14,893 residential structures, 248 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Vernon Parish's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.