Venango County, PA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Venango County scores at the 74.1th percentile for flood hazard, rated "Relatively Moderate" — a middling flood hazard by national standards. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.3 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
9.5% of the homes FEMA requires to carry flood insurance in Venango County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 73 policies against 771 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.4% of all residential structures in Venango County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Venango County ranks
Among the 3144 US counties FEMA scores for flood hazard, Venango County ranks 852 — 1 being the highest hazard nationally — and 1017 by population among all 3144 counties covered here, where 1 is the largest. Venango County, Pennsylvania is home to about 49,476 people across 674.265 square miles of land.
What to do next if you own or are buying in Venango County
92 of Venango County's 25,755 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Venango County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.