Upson County, GA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Upson County scores at the 31.7th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Upson County's flood-insurance compliance gap
15.5% of the homes FEMA requires to carry flood insurance in Upson County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 13 policies against 84 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.2% of all residential structures in Upson County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Upson County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Upson County ranks 2205 — 1 being the highest hazard nationally — and 1497 by population among all 3144 counties covered here, where 1 is the largest. Upson County, Georgia covers 323.467 square miles and counts roughly 28,358 residents.
Checking a specific address in Upson County
18 of Upson County's 12,135 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Upson County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.