Tuscarawas County, OH: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Tuscarawas County scores at the 82.3th percentile for flood hazard, rated "Relatively Moderate" — a middling flood hazard by national standards. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.4 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
Homes with a federally backed mortgage inside Tuscarawas County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 13.1% of them do — 149 active policies against 1,141 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.5% of all residential structures in Tuscarawas County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Tuscarawas County ranks
Among the 3144 US counties FEMA scores for flood hazard, Tuscarawas County ranks 580 — 1 being the highest hazard nationally — and 659 by population among all 3144 counties covered here, where 1 is the largest. Tuscarawas County, Ohio is home to about 92,048 people across 567.608 square miles of land.
Your street may differ from Tuscarawas County's average
Across all of Tuscarawas County's 35,961 residential structures, 173 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Tuscarawas County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.