Tucker County, WV flood risk explained
Flood hazard in Tucker County sits at the 39.6th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.2 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
17.9% of the homes FEMA requires to carry flood insurance in Tucker County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 63 policies against 353 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 1.7% of all residential structures in Tucker County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Tucker County ranks
Among the 3144 US counties FEMA scores for flood hazard, Tucker County ranks 1962 — 1 being the highest hazard nationally — and 2697 by population among all 3144 counties covered here, where 1 is the largest. Tucker County, West Virginia covers 419.042 square miles and counts roughly 6,573 residents.
What to do next if you own or are buying in Tucker County
Across all of Tucker County's 4,212 residential structures, 73 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Tucker County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.