Is Trumbull County, OH in a flood zone?
FEMA's National Risk Index puts Trumbull County's flood hazard at the 88.8th percentile nationally — a middling flood hazard by national standards — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.1 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Trumbull County's flood-insurance compliance gap
Out of 1,005 homes FEMA counts inside Trumbull County's mapped flood zone, 206 carry the flood policy federal law requires there — 20.5% compliance, short of full coverage. Across all residential structures in Trumbull County, not just the ones FEMA mandates, 0.4% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Trumbull County compares nationally
Trumbull County sits at rank 369 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 356 of 3144 by population (1 is biggest). Trumbull County, Ohio is home to about 200,300 people across 617.592 square miles of land.
What to do next if you own or are buying in Trumbull County
FEMA counts 73,873 residential structures in Trumbull County overall, 298 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Trumbull County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.