Treutlen County, GA flood risk explained
Flood hazard in Treutlen County sits at the 5.2th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 5 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Homes with a federally backed mortgage inside Treutlen County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 9.5% of them do — 2 active policies against 21 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.1% of all residential structures in Treutlen County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Treutlen County ranks
Among the 3144 US counties FEMA scores for flood hazard, Treutlen County ranks 2987 — 1 being the highest hazard nationally — and 2705 by population among all 3144 counties covered here, where 1 is the largest. Treutlen County, Georgia covers 199.431 square miles and counts roughly 6,420 residents.
Your street may differ from Treutlen County's average
Across all of Treutlen County's 3,170 residential structures, 3 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Treutlen County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.