Texas County, MO flood risk explained
Flood hazard in Texas County sits at the 49.2th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 3.1 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Texas County's flood-insurance compliance gap
FEMA hasn't published a residential structure count for Texas County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.3% of all residential structures in Texas County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Texas County ranks
Among the 3144 US counties FEMA scores for flood hazard, Texas County ranks 1658 — 1 being the highest hazard nationally — and 1596 by population among all 3144 counties covered here, where 1 is the largest. About 25,715 people live in Texas County, Missouri, spread over 1,177.267 square miles.
What to do next if you own or are buying in Texas County
14 of Texas County's 5,451 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Texas County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Texas County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.