Is Taylor County, WV in a flood zone?
FEMA's National Risk Index puts Taylor County's flood hazard at the 53.5th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.1 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Taylor County's flood-insurance compliance gap
12% of the homes FEMA requires to carry flood insurance in Taylor County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 19 policies against 158 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Taylor County, not just the ones FEMA mandates, 0.5% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Taylor County ranks
Taylor County sits at rank 1524 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2008 of 3144 by population (1 is biggest). Taylor County, West Virginia covers 172.771 square miles and counts roughly 16,438 residents.
Checking a specific address in Taylor County
FEMA counts 6,509 residential structures in Taylor County overall, 29 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Taylor County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.