Taylor County, TX flood risk explained
Flood hazard in Taylor County sits at the 82.8th national percentile, a middling flood hazard by national standards; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.3 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Taylor County's flood-insurance compliance gap
Out of 8,566 homes FEMA counts inside Taylor County's mapped flood zone, 1,739 carry the flood policy federal law requires there — 20.3% compliance, short of full coverage. Looking beyond the mandated zone, 3.8% of all residential structures in Taylor County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Taylor County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Taylor County ranks 565 — 1 being the highest hazard nationally — and 464 by population among all 3144 counties covered here, where 1 is the largest. Taylor County, Texas covers 915.536 square miles and counts roughly 148,813 residents.
What to do next if you own or are buying in Taylor County
FEMA counts 50,228 residential structures in Taylor County overall, 1,923 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Taylor County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.