Taylor County, IA: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Taylor County scores at the 20.9th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Out of 61 homes FEMA counts inside Taylor County's mapped flood zone, 0 carry the flood policy federal law requires there — 0% compliance, short of full coverage. Looking beyond the mandated zone, 0% of all residential structures in Taylor County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Taylor County ranks
Among the 3144 US counties FEMA scores for flood hazard, Taylor County ranks 2529 — 1 being the highest hazard nationally — and 2744 by population among all 3144 counties covered here, where 1 is the largest. About 5,825 people live in Taylor County, Iowa, spread over 531.902 square miles.
Checking a specific address in Taylor County
Across all of Taylor County's 5,788 residential structures, 0 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Taylor County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.