How much flood risk does Switzerland County actually carry?
Switzerland County lands at the 21.5th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.7 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Switzerland County's flood-insurance compliance gap
10.3% of the homes FEMA requires to carry flood insurance in Switzerland County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 51 policies against 493 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Switzerland County, not just the ones FEMA mandates, 1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Switzerland County ranks
Switzerland County sits at rank 2510 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2408 of 3144 by population (1 is biggest). About 9,988 people live in Switzerland County, Indiana, spread over 220.668 square miles.
Checking a specific address in Switzerland County
Across all of Switzerland County's 5,378 residential structures, 56 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Switzerland County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.