Swisher County, TX flood risk explained
Flood hazard in Swisher County sits at the 11.8th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Swisher County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.4% of all residential structures in Swisher County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Swisher County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Swisher County ranks 2794 — 1 being the highest hazard nationally — and 2667 by population among all 3144 counties covered here, where 1 is the largest. Swisher County, Texas is home to about 6,877 people across 890.16 square miles of land.
Your street may differ from Swisher County's average
FEMA counts 3,102 residential structures in Swisher County overall, 12 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Swisher County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Swisher County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.