Sutter County, CA flood risk explained
Flood hazard in Sutter County sits at the 71.4th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Mandatory flood insurance compliance in Sutter County
FEMA hasn't published a residential structure count for Sutter County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 11.5% of all residential structures in Sutter County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Sutter County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Sutter County ranks 937 — 1 being the highest hazard nationally — and 628 by population among all 3144 counties covered here, where 1 is the largest. Sutter County, California is home to about 98,545 people across 602.696 square miles of land.
Your street may differ from Sutter County's average
FEMA counts 27,624 residential structures in Sutter County overall, 3,166 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Sutter County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Sutter County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.