How much flood risk does Stone County actually carry?
Stone County lands at the 47.4th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.2 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Stone County
Stone County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Stone County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Stone County compares nationally
Stone County sits at rank 1716 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2234 of 3144 by population (1 is biggest). Stone County, Arkansas covers 606.44 square miles and counts roughly 12,785 residents.
What to do next if you own or are buying in Stone County
4 of Stone County's 7,545 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Stone County's numbers. See the data quality guide for why Stone County, like hundreds of other counties, doesn't get a clean compliance percentage.