Stevens County, MN: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Stevens County scores at the 10.6th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 3 years. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Stevens County's flood-insurance compliance gap
FEMA hasn't published a residential structure count for Stevens County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.1% of all residential structures in Stevens County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Stevens County ranks
Among the 3144 US counties FEMA scores for flood hazard, Stevens County ranks 2829 — 1 being the highest hazard nationally — and 2427 by population among all 3144 counties covered here, where 1 is the largest. About 9,819 people live in Stevens County, Minnesota, spread over 563.662 square miles.
Checking a specific address in Stevens County
Across all of Stevens County's 3,730 residential structures, 5 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Stevens County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Stevens County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.