Starke County, IN flood risk explained
Flood hazard in Starke County sits at the 27.5th national percentile, among the lowest flood hazard in the country; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 9 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Starke County's flood-insurance compliance gap
Out of 292 homes FEMA counts inside Starke County's mapped flood zone, 41 carry the flood policy federal law requires there — 14% compliance, short of full coverage. Looking beyond the mandated zone, 0.4% of all residential structures in Starke County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Starke County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Starke County ranks 2327 — 1 being the highest hazard nationally — and 1668 by population among all 3144 counties covered here, where 1 is the largest. About 23,463 people live in Starke County, Indiana, spread over 309.144 square miles.
Your street may differ from Starke County's average
49 of Starke County's 11,830 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Starke County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.