Is Screven County, GA in a flood zone?
FEMA's National Risk Index puts Screven County's flood hazard at the 23.1th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Screven County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Screven County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 10.2% of them do — 22 active policies against 215 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Screven County, not just the ones FEMA mandates, 0.4% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Screven County compares nationally
Screven County sits at rank 2459 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2137 of 3144 by population (1 is biggest). About 14,325 people live in Screven County, Georgia, spread over 645.821 square miles.
What to do next if you own or are buying in Screven County
FEMA counts 7,400 residential structures in Screven County overall, 27 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Screven County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.