Scott County, MS: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Scott County scores at the 42th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.1 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Scott County
Out of 237 homes FEMA counts inside Scott County's mapped flood zone, 36 carry the flood policy federal law requires there — 15.2% compliance, short of full coverage. Looking beyond the mandated zone, 0.5% of all residential structures in Scott County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Scott County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Scott County ranks 1883 — 1 being the highest hazard nationally — and 1514 by population among all 3144 counties covered here, where 1 is the largest. Scott County, Mississippi covers 609.231 square miles and counts roughly 27,666 residents.
What to do next if you own or are buying in Scott County
Across all of Scott County's 10,674 residential structures, 49 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Scott County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.