Is Saunders County, NE in a flood zone?
FEMA's National Risk Index puts Saunders County's flood hazard at the 32.5th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Who actually carries the flood insurance FEMA requires
Out of 987 homes FEMA counts inside Saunders County's mapped flood zone, 292 carry the flood policy federal law requires there — 29.6% compliance, short of full coverage. Across all residential structures in Saunders County, not just the ones FEMA mandates, 2.9% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Saunders County against the rest of the country
Saunders County sits at rank 2181 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1669 of 3144 by population (1 is biggest). About 23,406 people live in Saunders County, Nebraska, spread over 748.703 square miles.
Your street may differ from Saunders County's average
364 of Saunders County's 12,691 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Saunders County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.