How much flood risk does Sargent County actually carry?
Sargent County lands at the 2.7th percentile of FEMA's National Risk Index for flooding, "Very Low" territory — among the lowest flood hazard in the country — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Sargent County's flood-insurance compliance gap
Sargent County is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Sargent County, not just the ones FEMA mandates, 0.1% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
How Sargent County compares nationally
Sargent County sits at rank 3064 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2907 of 3144 by population (1 is biggest). Sargent County, North Dakota is home to about 3,710 people across 858.491 square miles of land.
What to do next if you own or are buying in Sargent County
FEMA counts 1,692 residential structures in Sargent County overall, 2 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Sargent County's numbers. See the data quality guide for why Sargent County, like hundreds of other counties, doesn't get a clean compliance percentage.