Saline County, NE flood risk explained
Flood hazard in Saline County sits at the 38.6th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.3 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
4.6% of the homes FEMA requires to carry flood insurance in Saline County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 46 policies against 992 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.6% of all residential structures in Saline County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Saline County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Saline County ranks 1994 — 1 being the highest hazard nationally — and 2105 by population among all 3144 counties covered here, where 1 is the largest. Saline County, Nebraska covers 574.07 square miles and counts roughly 14,740 residents.
Checking a specific address in Saline County
FEMA counts 8,044 residential structures in Saline County overall, 47 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Saline County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.