How much flood risk does Saline County actually carry?
Saline County lands at the 58.8th percentile of FEMA's National Risk Index for flooding, "Relatively Low" territory — below the national norm for flood hazard — with the hazard driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.4 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
13.6% of the homes FEMA requires to carry flood insurance in Saline County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 151 policies against 1,109 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Saline County, not just the ones FEMA mandates, 0.8% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Where Saline County ranks
Saline County sits at rank 1353 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 969 of 3144 by population (1 is biggest). Saline County, Kansas covers 720.242 square miles and counts roughly 53,459 residents.
What to do next if you own or are buying in Saline County
Across all of Saline County's 22,307 residential structures, 178 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Saline County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.