Saguache County, CO: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Saguache County scores at the 17.5th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 4 years. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
FEMA hasn't published a residential structure count for Saguache County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.1% of all residential structures in Saguache County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
How Saguache County compares nationally
Among the 3144 US counties FEMA scores for flood hazard, Saguache County ranks 2629 — 1 being the highest hazard nationally — and 2684 by population among all 3144 counties covered here, where 1 is the largest. Saguache County, Colorado is home to about 6,670 people across 3,168.566 square miles of land.
Checking a specific address in Saguache County
Across all of Saguache County's 4,219 residential structures, 2 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Saguache County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Saguache County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.