Is Rutland County, VT in a flood zone?
FEMA's National Risk Index puts Rutland County's flood hazard at the 67.3th percentile nationally — below the national norm for flood hazard — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.1 times a year. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Rutland County's flood-insurance compliance gap
Out of 874 homes FEMA counts inside Rutland County's mapped flood zone, 169 carry the flood policy federal law requires there — 19.3% compliance, short of full coverage. Across all residential structures in Rutland County, not just the ones FEMA mandates, 0.9% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Rutland County against the rest of the country
Rutland County sits at rank 1073 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 889 of 3144 by population (1 is biggest). Rutland County, Vermont covers 930.552 square miles and counts roughly 60,198 residents.
Checking a specific address in Rutland County
Across all of Rutland County's 27,001 residential structures, 245 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Rutland County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.