Is Roosevelt County, NM in a flood zone?
FEMA's National Risk Index puts Roosevelt County's flood hazard at the 83.7th percentile nationally — a middling flood hazard by national standards — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.1 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Who actually carries the flood insurance FEMA requires
Homes with a federally backed mortgage inside Roosevelt County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 5.5% of them do — 89 active policies against 1,614 structures FEMA counts in that zone, leaving a real compliance gap. Across all residential structures in Roosevelt County, not just the ones FEMA mandates, 1.3% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Roosevelt County against the rest of the country
Roosevelt County sits at rank 537 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 1890 of 3144 by population (1 is biggest). Roosevelt County, New Mexico covers 2,446.051 square miles and counts roughly 18,713 residents.
Checking a specific address in Roosevelt County
107 of Roosevelt County's 8,251 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Roosevelt County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.