Is Richmond city, VA in a flood zone?
FEMA's National Risk Index puts Richmond city's flood hazard at the 82.6th percentile nationally — a middling flood hazard by national standards — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Richmond city's flood-insurance compliance gap
Richmond city is one of the counties where FEMA's own denominator for mandated flood-zone structures is missing, so no compliance rate is shown rather than a guessed one — the data quality guide covers how common this is. Across all residential structures in Richmond city, not just the ones FEMA mandates, 0.6% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Richmond city against the rest of the country
Richmond city sits at rank 570 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 307 of 3144 by population (1 is biggest). About 233,655 people live in Richmond city, Virginia, spread over 59.925 square miles.
Your street may differ from Richmond city's average
FEMA counts 62,797 residential structures in Richmond city overall, 351 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Richmond city's numbers. See the data quality guide for why Richmond city, like hundreds of other counties, doesn't get a clean compliance percentage.