Redwood County, MN flood risk explained
Flood hazard in Redwood County sits at the 39.3th national percentile, below the national norm for flood hazard; driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Redwood County's flood-insurance compliance gap
Homes with a federally backed mortgage inside Redwood County's mapped high-risk flood zone (the Special Flood Hazard Area, or SFHA) are legally required to carry an NFIP flood policy. In practice, 8.3% of them do — 2 active policies against 24 structures FEMA counts in that zone, leaving a real compliance gap. Looking beyond the mandated zone, 0.1% of all residential structures in Redwood County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Redwood County ranks
Among the 3144 US counties FEMA scores for flood hazard, Redwood County ranks 1972 — 1 being the highest hazard nationally — and 2077 by population among all 3144 counties covered here, where 1 is the largest. Redwood County, Minnesota covers 878.573 square miles and counts roughly 15,254 residents.
Your street may differ from Redwood County's average
FEMA counts 6,491 residential structures in Redwood County overall, 4 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
Where Redwood County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.