Is Red Lake County, MN in a flood zone?
FEMA's National Risk Index puts Red Lake County's flood hazard at the 8.2th percentile nationally — among the lowest flood hazard in the country — driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 2 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
0% of the homes FEMA requires to carry flood insurance in Red Lake County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 0 policies against 4 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Across all residential structures in Red Lake County, not just the ones FEMA mandates, 0% carry an NFIP policy — most flood damage nationally happens outside the mapped high-risk zone, so that broader number matters too.
Red Lake County against the rest of the country
Red Lake County sits at rank 2901 of 3144 counties on FEMA's flood hazard scale (1 is worst) and rank 2893 of 3144 by population (1 is biggest). About 3,882 people live in Red Lake County, Minnesota, spread over 432.407 square miles.
Checking a specific address in Red Lake County
FEMA counts 1,631 residential structures in Red Lake County overall, 0 of them carrying some form of NFIP coverage — but a lender or insurer cares about one parcel, not that county total.
More on how this number was built
The methodology guide shows exactly which FEMA and Census tables feed Red Lake County's numbers. The guide to what the Special Flood Hazard Area actually means explains why the mandatory-insurance rule exists and who it applies to.