Randolph County, AL: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Randolph County scores at the 42th percentile for flood hazard, rated "Relatively Low" — below the national norm for flood hazard. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about once every 1 years. This describes the county, not any one street — FEMA only publishes exact parcel zones through a live map service.
Who actually carries the flood insurance FEMA requires
8.8% of the homes FEMA requires to carry flood insurance in Randolph County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 9 policies against 102 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.1% of all residential structures in Randolph County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Randolph County ranks
Among the 3144 US counties FEMA scores for flood hazard, Randolph County ranks 1884 — 1 being the highest hazard nationally — and 1680 by population among all 3144 counties covered here, where 1 is the largest. About 23,067 people live in Randolph County, Alabama, spread over 580.55 square miles.
Checking a specific address in Randolph County
15 of Randolph County's 12,057 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Randolph County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.