Ramsey County, ND: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Ramsey County scores at the 10th percentile for flood hazard, rated "Very Low" — among the lowest flood hazard in the country. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 2.1 times a year. County-wide, not parcel-specific: FEMA's real flood-zone map is queried live, never shipped as a download.
Mandatory flood insurance compliance in Ramsey County
FEMA hasn't published a residential structure count for Ramsey County's mapped flood zone, so a reliable mandatory-compliance percentage can't be computed here — see the data quality guide for why this gap exists for roughly a quarter of US counties. Looking beyond the mandated zone, 0.5% of all residential structures in Ramsey County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Ramsey County against the rest of the country
Among the 3144 US counties FEMA scores for flood hazard, Ramsey County ranks 2847 — 1 being the highest hazard nationally — and 2317 by population among all 3144 counties covered here, where 1 is the largest. Ramsey County, North Dakota is home to about 11,510 people across 1,185.367 square miles of land.
What to do next if you own or are buying in Ramsey County
Across all of Ramsey County's 4,840 residential structures, 25 carry an NFIP policy today — a county-wide count that still can't tell you one address's own mapped zone.
Where Ramsey County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. Ramsey County's compliance figure is one of the ones affected by FEMA's incomplete denominator data — the data quality guide explains what that means and how many counties it touches.