Raleigh County, WV: flood risk, in FEMA's own numbers
On FEMA's National Risk Index, Raleigh County scores at the 80.9th percentile for flood hazard, rated "Relatively Moderate" — a middling flood hazard by national standards. The hazard here is driven by inland rivers and flash flooding rather than the coast — FEMA's model puts a flood event here at about 1.7 times a year. That's a county-wide figure, not a per-address one — FEMA's parcel maps are a live lookup, not a bulk file.
Mandatory flood insurance compliance in Raleigh County
5.4% of the homes FEMA requires to carry flood insurance in Raleigh County — those inside the mapped Special Flood Hazard Area — actually have a policy in force: 87 policies against 1,624 mandated structures, which means a meaningful share of legally-required coverage simply isn't there. Looking beyond the mandated zone, 0.4% of all residential structures in Raleigh County carry flood coverage voluntarily or otherwise — relevant because most NFIP claims nationally come from outside the mapped SFHA.
Where Raleigh County ranks
Among the 3144 US counties FEMA scores for flood hazard, Raleigh County ranks 629 — 1 being the highest hazard nationally — and 767 by population among all 3144 counties covered here, where 1 is the largest. About 72,379 people live in Raleigh County, West Virginia, spread over 604.97 square miles.
Checking a specific address in Raleigh County
106 of Raleigh County's 30,660 residential structures carry flood coverage of some kind, per FEMA's latest count — useful context, not a substitute for checking one parcel.
Where Raleigh County's figures come from
Every figure on this page traces to a named FEMA dataset, documented in the methodology guide. If you're unsure why any of this insurance requirement exists at all, the SFHA explainer covers it from first principles.